Monday, November 5, 2018

The Loan© 2018 TonyFallon1105

The Loan© 2018 TonyFallon1105

Whatever you do don't accept a loan
From someone slick who calls you on the phone
Telling you his company is willing to lend
Some immediate cash that you can spend
Since you own a home you are qualified
No home owner has ever been denied
He says you shouldn't have to live like a pauper
Get out of the house and become a shopper
Buy an air conditioner which you crave
To keep you cool during an August heat wave
Or maybe you want to get your kids new phones
So they will be just as good as the Jones'
How about a brand new automobile?
He has a friend in the business for a deal
You could have your bathroom completely revised 
Or have your kitchen appliances modernized
You could get enough for new construction
From your checking a small monthly deduction 
He won't mention the rate may one day double
And making payments may be a little trouble
He admits your loan will be tied to the Fed
So he's not to blame for an increase ahead
He never mentions what happens if you are late
Or the equity fees to the city and state
With this new wealth you'll be the envy of your peers
Tied to your home mortgage you pay for thirty years
He won't tell you that nobody will be impressed
If your house one day has to be repossessed


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